Does your company invest time and resources to prevent and control losses? If so, you should explore the benefits of Alternative Risk Financing.

KA's Alternative Risk Financing services can help you stabilize insurance costs by utilizing innovative tools such as Captives and Self-Insured Groups.

A Captive acts as an insurance company that provides insurance to, and is controlled by its members. Typically, captives have lower operating costs with members retaining the underwriting profits and investment income. Additionally, because members are more protected from market swings, they enjoy stable and predictable premiums.

Similarly, Self-insured Workers Compensation Groups (SIGS) offer like-minded businesses the opportunity to gain premium/dividend advantages and control over their own programs. In Minnesota alone there are 28 self-insured groups with 3,000 employers and $100 million in combined premiums.

KA works with top consultants including Captive Resources, the largest independent Captive Consultant in the U.S. Together with CRI and our other providers we offer effective programs for many industry groups.

Join us at one of our informational seminars or call to schedule an individual comparison. We look forward to telling you more about these cutting edge concepts.