There must be a better way.  At times, the traditional insurance procurement process feels inefficient and inconsistent.  The group captive model looks to turn that process on its head by returning control to you.  A captive is an insurance company that is owned by the members that it insures.  For businesses with a strong risk management and safety commitment, captives not only provide an opportunity to improve the process of procuring insurance, but also provide opportunity to decrease the cost of managing risk.  Jean Sundlof, Director of Captives at Kraus-Anderson Insurance joins us for an in depth discussion that includes an understanding of how captives work, the ideal candidate for captive programs, and the benefits that await those captive members.  Find out if this model is right for you and ways you can take your risk management program to the next level!