If you’re interested in starting or changing your agency relationship, we hope you’ll consider our approach. Just ask yourself…
Have you recently undertaken a comprehensive exposure review?
Exclusions and endorsements, along with vague and often complex policy language, can obscure the true state of an insurance program and have adverse consequences at the time of a loss. An objective coverage analysis serves as the foundation for a risk identification procedure designed to expose these areas of improvement and promote an open dialogue with our clients.
Is your Experience Mod audited on a predetermined schedule?
The Workers’ Compensation system depends on the exchange of accurate information, and oftentimes human error and lack of oversight can jeopardize the validity of your Experience Modification Factor. When you invest in COMPTROL, our consultants analyze your loss data and aggressively pursue any opportunity to return premium you paid unnecessarily. We return hundreds of thousands of dollars every year and are always looking for more.
Do you receive ongoing status reports on problematic claims?
By providing a dedicated claims support team, we can be sure that losses are administered and paid according to our clients’ best interests. Our objective is to achieve optimal claim outcomes whenever possible through an unwavering adherence to high standards of communication and accountability.
Have you built or enhanced your company’s loss prevention program?
Traditional safety programs focus on workplace conditions. The safety consultants at COMPTROL go much further by focusing on employee behaviors. Most accidents involve employees attempting to increase productivity while sacrificing safety. COMPTROL changes the conversation to focus on a culture of safety.
Do you receive guidance when facing complex human resource issues?
Navigating challenging employment terrain requires careful guidance in order to avoid missteps. Equipping an employer’s management team with friendly and knowledgeable assistance provides peace of mind in the most difficult situations. Proper documentation, notification, and confidentiality are all critical in reaching a successful outcome. Having someone available to answer questions or just “talk it through” can make all the difference.
Are your contracts, leases, and hold harmless agreements reviewed automatically?
Before entering into a contract, insurance requirements are reviewed and compared against what is currently available in your policy. This value-added process assists clients in avoiding uninsured exposures that may cause substantial unplanned costs and adverse legal action.
Have you considered the latest Employee benefit cost reduction strategies?
The standard Employee Benefit programs available to employers in the past are rapidly being replaced with more innovative product structures. Many employers are surprised to discover that the range of Employee Benefit program structures available to them is wider than they had realized. Self-funding and captives are no longer reserved for only the largest and most sophisticated employers. By performing a careful examination of the various program structures and designs, we are often able to help capture significant cost savings over traditional benefits packages.
Do you benefit from direct access to a fully integrated surety department?
We remove the confusion and anxiety over the administrative steps necessary to become bonded or to expand bonding. Through regular review of your current surety arrangement, we can help clients identify strategies for improving terms and conditions, expanding bonding capacity and improving rating structure.