Over the past three decades, economic loss driven by climate change increased by 250%.  As some of these impacts are in parts of the world with low insurance protection, not all this increase has been born by the insurance industry, however, it has had and continues to have a material impact on the industry.  Insured losses related to climate have increased 3.6 times in that period.  The insurance industry is focused on understanding the insurability of the risk, impacts on profitability, regulation disclosure requirements, and internal environmental stewardship.  The attached report from consultant Capgemini entitled ‘Walking the Talk, How Insurers Can Lead Climate Change Resilience’ goes into more detail on the impacts and challenges that the industry is facing and some of the current and recommended strategies.  All businesses would be served to understand how these insurance company strategies might impact policy holders.